Optimized Mortgage Blog

Offer Accepted! What Happens Next Behind The Scenes

By: Peter Seroter Published on: 13/08/2025

Buying a home doesn’t stop once your offer is accepted — it’s just the beginning. In this post, I break down what happens behind the scenes after you go under contract, from locking your rate and ordering the appraisal to clearing underwriting conditions and getting those magic words: “Clear to Close.”